FOR REAL ESTATE AGENTS

Your relationship.
My full attention.

You’ve worked hard to earn your client’s trust. I’m here to help you keep it—with honest answers, personal communication, and financing options that go beyond the obvious.

Let’s work together Talk through a buyer scenario

200+ lenders to exploreOne real person to callClear answers, early

FEATURED LENDING SOLUTIONS

More options for your buyers. More confidence for you.

From a straightforward purchase to a buyer with complicated income, I’ll help you explore the financing early. With 200+ lenders, we can look beyond one lender’s answer and build a clear plan together.

FEATURED LENDING PARTNER

Your local lending partner. Rocket’s award-winning servicing.

Give your buyers a familiar name and a personal point of contact. Through Loan Factory, I can compare Rocket Pro financing with other lenders and help you understand the pricing, requirements, and next steps before surprises become problems.

Support after the keys are handed over.

Rocket Mortgage ranked highest in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study. For buyers whose loans are serviced by Rocket, that recognized servicing experience complements the personal guidance I provide during the mortgage process.

Recognition applies to Rocket Mortgage, not Steven Mack or Loan Factory. Servicing arrangements depend on the loan and may change. Source: J.D. Power, 2025 U.S. Mortgage Servicer Satisfaction Study.

Explore Rocket for your buyers

A PRICING ADVANTAGE FOR ELIGIBLE BUYERS

Compass agents: exclusive incentives for your buyers.

If you’re with a participating Compass-affiliated brokerage, your buyers may qualify for special Rocket Pro pricing that could help with closing costs or an interest rate buydown. Pair your guidance with Loan Factory’s lender access, Rocket Pro financing, and my hands-on support to give your buyers another reason to feel good about their next move.

Check incentives for my buyers

Eligibility depends on the participating agent and brokerage, loan program, and current lender terms. Any credit and how it may be applied must be confirmed for your loan. Offers may change or end; savings are not guaranteed. Not a commitment to lend.

See your brokerage? Let’s check your buyer’s eligibility.

Brand names and logos identify brokerages; they do not establish eligibility for every office or agent. Corcoran includes The Corcoran Group; Sotheby’s International Realty includes company-owned and affiliated offices. All trademarks belong to their respective owners.

01 / MORE WAYS TO QUALIFY

When your buyer’s income needs a different approach

Self-employed & bank statements

Have a buyer whose tax returns don’t tell the full story? Depending on the program, bank statements, 1099s, a profit-and-loss statement or assets may help document qualifying income.

Examples: Open Contender · Jet Mortgage

Discuss a self-employed buyer

ITIN & nontraditional documentation

An ITIN, international income or limited credit history can call for a different approach. I’ll help you explore programs designed for these situations.

Examples: Open WayFinder · DreamBuilder

Discuss an ITIN scenario

Credit challenges & unusual files

A past credit event or an earlier “no” doesn’t have to end the conversation. Let’s review your buyer’s situation, realistic timeline, and programs that might fit.

Example: Open DreamBuilder

Review a buyer scenario

02 / BUYING A HOME

Help buyers explore their down payment options.

DOWN PAYMENT ASSISTANCE

A cash-to-close conversation worth having early.

Some buyers may qualify for help with down payment or closing costs. I’ll review eligibility, repayment terms, and total costs so you and your buyer can plan around real options.

Discuss buyer assistance

LegacyBuilder DPAFHA and USDA assistance options

EQUO DPADown payment assistance options

03 / INVESTORS & BUSINESS

Options for your investor clients

RENTAL PROPERTY

DSCR investor loans

For eligible rental properties, qualifying may be based on the property’s rental income instead of traditional employment income.

Examples: Jet Mortgage · Forward Lending

SHORT-TERM PROJECTS

Bridge, rehab & private money

Buying, renovating or refinancing an investment property? Business-purpose lending may offer paths tailored to the project.

Examples: Socotra Capital · Forward Lending

COMPLEX DEALS

Commercial & specialty capital

Have a larger or less conventional real estate project? Let’s talk through the property and potential lending partners.

Examples: Tuttle & Company

Have a buyer who doesn’t fit the usual box?

Bring me the scenario early. I’ll help you identify the questions to ask and explore a realistic path forward.

Talk through a buyer scenario

Program descriptions are general information, not an offer or approval. Eligibility, rates, assistance structures and availability depend on lender guidelines and may change. Business-purpose financing may have different requirements from consumer mortgages.

Your relationship.My full attention.